Impaired Credit or Adverse Credit is a term lenders use to describe borrowers who have blemishes on their credit record. By blemish we mean things like; non-payment of previous finance, missed payments and issues resulting in a low credit score.

Those in the Credit Impaired status will often be deemed a much higher risk to a lender resulting in tighter lending requirements and a higher interest rate.

At Trinity Financial Services we appreciate that Adverse Credit isn’t always cut and dry. Many clients experience large life events like illness, marital changes or a failed business venture, it often varies. It’s our job to assess you and your individual situation to be able to present your application to the right lenders and show you in the highest possible light.

To get the ball rolling, get in touch with us today.