Blogs – Trinity Financial Services

14 Feb 2023

How Businesses can move forward in 2021

2020 was an unpredictable year for everyone, with businesses worried about how to deal with and simultaneously recover from the aftermath of the pandemic. As many had worked t...

14 Feb 2023

Home Buyers: Looking to Purchase or Upgrade Home Loan in 2021?

In 2021, many first or second home buyers are looking to purchase a new home loan or upgrade from their current home situation. These are major financial decisions that requir...

14 Feb 2023

Time to Reflect: An Insight into Debt Consolidation

It’s no secret that many people often struggle with debt and controlling their spending habits. Whether they’ve maxed their credit cards, used too many ‘buy now pay late...

14 Feb 2023

Businesses are relying on loans in 2021, here’s what you need to know

With many individuals and businesses now coming to terms with the new normal, the Australian economy is beginning to improve and the next phase of COVID-19 support is beginnin...

14 Feb 2023

8 Advantages of Having a Diversified Investment Portfolio

Whether you’re a new or a seasoned investor, you’ve probably heard of the saying “don’t keep all your eggs in one basket” or this case don’t put all your money int...

14 Feb 2023

New Year, New You

With the New Year here, it’s the perfect time for you to start thinking about your finances. This could involve creating a new budget, re-evaluating your spending habits, co...

14 Feb 2023

Fresh Look into New Year Home Renovations 2021

With the New Year here, many people often think about renovating their home. Since property prices are rising and interest rates are low in 2020, this is the perfect opportuni...

14 Feb 2023

Business Loans: How Mortgage Brokers Can Help

Running a business is extremely difficult, especially in the current COVID-19 climate. That’s why mortgage brokers can p...

14 Feb 2023

How Mortgage Brokers Can Help You Deal With Car Finance

Buying a car is a major financial decision which intimidates many people. Even worse, car finance can be a very complex financial product for both consumers and business owner...

14 Feb 2023

What to do When You’re Struggling to Pay Off Your Home Loan

Mortgages are massive commitments that can be stressful even if you are meeting your monthly repayments with ease. This doubles when you’re struggling for cash and trying to...

14 Feb 2023

How to Use a Mortgage Broker

If you’re looking to buy a home and take out a mortgage, it is a good idea to enlist the help of a mortgage broker. Mortgage brokers have years of industry experience and co...

14 Feb 2023

Should you buy a house during a pandemic?

Since the COVID-19 outbreak, a commonly Googled question is: Should I buy a house during a pandemic? With falling property prices, low-interest rates and declining competition...

14 Feb 2023

How to avoid being scammed when searching for a home loan

When searching for a home loan, it can be easy to fall victim to a scam. In fact,

14 Feb 2023

The Differences Between Fixed, Variable and Split Home Loans

If you’re looking for a home loan there are limitless options available to you in terms of lender, structure & requirements. One of the most important ways in which home...

14 Feb 2023

Be Proactive with a Pre-Approved Home Loan

Buying a home can often be a long drawn out process, where you can sometimes come up empty-handed in the end. A pre-approved home loan can help streamline this lengthy process...

14 Feb 2023

All You Need to Know About Your Credit Score

Your credit score or credit rating is a number assigned to you that is a measure of how good of a reputation you have as a borrower. The credit score condenses all of the info...

14 Feb 2023

What Are the Initial Costs of Buying a House?

Just coming up with a deposit for your mortgage can often be such a big task you can forget about the other initial costs of purchasing a home. Costs such as stamp duty, insur...

14 Feb 2023

How Bridging Loans Can Help You Secure Your Dream Home Now

If you want to move into your new home fast, and don’t want to wait until your current home is sold, a bridging loan may be what you are looking for. A bridging loan is a sh...

14 Feb 2023

How Do You Compare Mortgage Lenders

Choosing a lender for your mortgage is a crucial part of the process for buying a home. Every person is different with unique situations, goals and needs and as a result the l...

14 Feb 2023

What Are the Benefits of a Mortgage Broker?

Just as important as the decision on which home to buy is the decision which home loan to choose to finance your purchase. The limitless range of options and possibilities is ...

14 Feb 2023

How Equipment Finance Can Help Your Business Grow

Equipment finance can be the perfect finance for any business looking to grow both in size and revenue. Costly equipment can be purchased using equipment finance without the n...

14 Feb 2023

Ways to Save Up for a Home Loan Deposit Fast

A 20% deposit on a mortgage is often a sum in the hundreds of thousands and can be a daunting amount of money to try and save up. Many first home buyers have never gotten thei...

14 Feb 2023

Refinancing Your Home Loan After Divorce

Depending on the circumstances of your divorce and what you want to do with your mortgage you may be forced to refinance your home loan after a divorce. The options available ...

14 Feb 2023

4 Ways for Reducing Mortgage Expenses

With many people feeling the financial strain during these troubling times it is becoming more important to find ways to reduce your expenses and save more. If you own a home,...

14 Feb 2023

How Does Refinancing Work?

Refinancing is the process of replacing your current mortgage for a new mortgage in order to finance your home. This could be for a number of reasons such as a change in finan...

14 Feb 2023

Should You Be Refinancing Your Rental Property?

As with any investment it is important to constantly be aware of any changes in the market or economic climate. The current market has changed dramatically with drastically re...

14 Feb 2023

How We Can Help You With Business Loans

On top of helping you with home loans, our team can also assist you when it comes to financing your business. Whether it be in the form of business loans, car loans or equipme...

14 Feb 2023

Why it’s a Great Time to Purchase Your New Home

Buying a house can often seem more difficult than renting especially if you live in the heart of the city. Putting that initial 20% deposit together can often seem like a more...

14 Feb 2023

How a Broker Can Help You Secure Extra Cash

If you are in need of an extra bit of cash and don’t have the savings lying around to produce it a broker can assist you with small, fast loans such as personal loans, vehic...

14 Feb 2023

Homebuilder Scheme: A Brief Overview

Are you a first home buyer looking to purchase or build your dream home? The HomeBuilder scheme is a newly announced scheme by the government in light of the current economic ...

14 Feb 2023

Options for financing your new home

So it’s time to finance your new home – this is a massive step in your life so make sure you’ve done your research beforehand to see what your options are for funding yo...

14 Feb 2023

Refinancing for Debt Consolidation. A Quick Guide

Debt consolidation is the process of combining a number of different debts into a single loan, in order to help improve your overall finances and better manage your repayments...

14 Feb 2023

Understanding Refinancing for Home Loans

With the lowest official cash rate on record, it might be time to refinance your home loan. What you may have agreed to 5 years ago when you bought your house, may not be the ...

14 Feb 2023

First Home Buyer Guide: Everything You Need To Know

One of life’s biggest achievements is owning your first home. The significant and memorable experience, similar to other large achievements throughout life, requires a serie...

14 Feb 2023

Ultimate Guide to the Home Loan Application Process

It’s time to begin house hunting, but where do you start? What kind of house can you afford? Buying a house is an exciti...

14 Feb 2023

Top 3 Amazing Benefits of Acquiring Asset Finance for Your Business

Asset finance is any form of finance used to fund the purchase of important business assets including equipment, vehicles, machinery or technology. Many businesses require the...

14 Feb 2023

Important Considerations for First Home Buyers

Living in a share house is a unique experience typically done when you are young. However with the increasing cost of living, house sharing can have significant financial bene...

14 Feb 2023

Important Considerations for First Home Buyers

Buying your very first home is equal parts exciting and daunting as you step into uncharted territory. There is so much to consider and digest when making the decision to buy ...

14 Feb 2023

Savings Tips: How to Create an Effective Budget for 2020

Making an effective budget and sticking to it are always easier in theory than practice. However, there are key saving tips you can use to create an effective budget that will...

14 Feb 2023

Should You Consolidate Your Debt?

Debt consolidation involves rolling all of your debts such as home loans, credit card bills and personal loans into a single, combined low interest payment. It allows you to r...

14 Feb 2023

Five ways to slash your spending and save a home deposit

Thinking of buying a new house in the near future? It is never too early to start saving! First things first, get excited ...

14 Feb 2023

Adding Value Through Renovation

With the new year here, you might be considering giving your home a fresh spin with some renovation. Whether it’s adding a pool for the summer heat, or adding a granny flat ...

02 Feb 2023

How You Can Fund Home Renovations

Making renovations on your home can be both exciting and exhausting. Whether you are adding a spare room or sharpening the look of your kitchen it is rewarding to see the tran...

02 Feb 2023

The Financial Benefits of House Sharing

Living in a sharehouse is a unique experience typically done when you are young. However with the increasing cost of living, house sharing can have significant financial benef...

02 Feb 2023

Understanding Refinancing for Home Loans

With the lowest official cash rate on record, it might be time to refinance your home loan. What you may have agreed to 5 years ago when you bought your house, may not be the ...

02 Feb 2023

Can you get a home loan with a poor credit history?

Your credit history/rating is one of many factors lenders use to evaluate your eligibility for a home loan and it is also one of the most important. The worse your credit is t...

02 Feb 2023

What do you need to consider as a first home buyer?

Buying your very first home is equal parts exciting and daunting as you step into uncharted territory. There is so much to consider and digest when making the decision to buy ...

25 Jan 2023

Looking to build your home? You might want a construction loan.

If you are looking to build your dream home, and need money to do so, you won’t be able to get a traditional home loan. What you need is a construction loan...